Our People

We are a successful, values driven business with ambitious growth plans. Having the right people, with the right skills, is a crucial part of our growth strategy. We invest in our people to ensure they are trained and supported to meet the challenges facing the business. Phoenix is a great place to work and our people are our most valuable assets.

Paul Caddy - Managing Director

Paul Caddy

Paul Caddy is the Immediate Past President of CIVEA and has a strong track record of success. Prior to joining Phoenix in 2013, he delivered a range of service and performance improvements as Group Operations Director with the Marston Group.

Paul has successfully completed an MBA and a degree in Law and in 2010 was appointed as an Authorised High Court Enforcement Officer. 

In 2009, Paul was elected Vice-Chair of the Association of Civil Enforcement Agencies and in April 2012 was elected President of CIVEA. He is also a member of the Enforcement Law Review Group and the Enforcement Regulation Group.

Paul has been central to the industry’s lobbying for implementation of the TCE regulations. He wrote a number of papers on behalf of the industry that were submitted to MoJ in relation to reformed fee structures and the legislative structure of the reforms. As firstly ACEA Vice-Chair and subsequently CIVEA President he has played the leading role in the engagement with MoJ, being asked to sit on all industry working parties convened to consider reforms.

Paul's submissions resulted in the TCE legislation being amended to include additional powers of entry and re-entry to premises and his intervention convinced MoJ of the necessity for transitional provisions. Paul is acknowledged as an expert on enforcement legislation and he has published numerous articles and best practice documents.  

Paul has engaged in extensive dialogue with the advice sector, including MIND, Advice UK, Lord Lucas, Money Advice Trust, the Consumer Credit Counselling Service, and Citizens Advice.

Paul’s focus at Phoenix has been to successfully re-engineer operational processes to meet the challenges of TCE; introduce a performance management culture and embed high standards of customer service. The consistently high recovery rates that have been achieved, with low complaint levels, is testimony to how successful Paul has been.

Andy Cummins - Business Development and Client Director

Andy Cummins

Having worked in Local Authority revenue collections in Ireland, Andy moved to England in 1990. He joined the London Borough of Barnet, initially responsible for the recruitment and training of a team of doorstep revenues inspectors in all practical and legislative aspects of local taxation.

He gained his Technical revenues qualifications through The Institute of Revenues, Rating and Valuation (IRRV) in 1992, and in 1993 was appointed as Court Officer for Barnet. Following a restructure within the Council, Andy was promoted to the role of NDR Manager. At this time he was also responsible for a team of twelve people who were dealing with the 1990 rating List and the many challenges that it presented.

In 1995 Andy joined The Capita Group as a Revenues Manager, responsible for the collection of Council Tax and NDR on behalf of Westminster City Council, The Royal Borough of Kensington and Chelsea (NDR), The London Borough of Bromley, The London Borough of Bexley, and The London Borough of Lambeth.

In 2001 Capita took the strategic decision to merge the recovery element of all their local government contracts into a central recovery team and Andy was appointed to the newly created role of Head of Recovery. In this role he led a team of seventy two people responsible for all recovery action, from the issue of the Liability Order, including Deductions from Benefits, Attachments to Earnings, Instruction of Bailiffs and Insolvency.

In 2003 Capita acquired The Equitable Holdings Group, which became Equita, with Andy appointed to review and assess the internal operations across all the firms and introduce a common set of policies and practices. Andy moved into client management and business development when he was appointed to the role of Equita’s Business Development Director (London and South). Over time he built up a very positive reputation as a client manager with his unique hands on approach, putting himself in the clients shoes at all times.

He joined Phoenix in 2007 as Business Development Director and has concentrated on building the Phoenix brand and developing a strong client management team.

Carole Kenney – Customer Service & Performance Delivery Director


Customer Service & Performance Delivery Director, Carole Kenney, has over 16 years’ experience within the enforcement industry.

Educated at Roehampton University and the Cranfield School of Management, Carole has a comprehensive knowledge of all areas of business management and growth, with a proven track record of planning and delivering strategic goals and objectives.

Leading and managing a number of large central and local government contracts Carole has an excellent reputation for identifying customer needs and delivering high performance and outstanding customer service.

Carole has a rounded understanding of business, client and customer requirements, previously holding positions such as Certificated Bailiff, Contract Manager, Client Services Director, Audit & Compliance Director and Operations Director.

She is passionate about delivering compliance and enforcement services in a fair and ethical manner and works vigorously within the sector to promote best practice.

Carole has cemented firm relationships with many advice sector organisations, supporting their goals and enhancing business processes to fully support vulnerable customers.

Since joining the company in 2015, Carole has led a range of initiatives which put Phoenix at the forefront of customer service within the industry, such as our pending accreditation to the Customer Service Excellence standard, and our Exceptional Customer Service category win at the 2016 British Parking Awards.